REFUND POLICY The charges for a career training program will be determined by the refund and payment schedule outlined below.  Please keep in mind that a student must pay for a program whether or not he/she finishes a program, was satisfied with the training, or obtained a job as a result of the training.   REFUND AND PAYMENT SCHEDULE# Drop within first 10% of a payment period*, 90% REFUNDED and 10% due BOCES Drop within first 15% of a payment period*, 70% REFUNDED and 30% due BOCES Drop within first 20% of a payment period*, 50% REFUNDED and 50% due BOCES Drop within first 25% of a payment period*, 30% REFUNDED and 70% due BOCES Exceeding 25% of a payment period*, 0% REFUNDED and 100% due BOCES Percentages for payment of refunds will be computed by taking the total number of course hours the program has been in session for the payment period, compared to the total program hours possible in the payment period.  In addition, cost of books and other miscellaneous items, are not refundable.  If a student withdraws and is owed a refund, tuition refund checks are only cut on the 1st and 15th of each month.  If a student withdraws with a balance due, any unpaid charges remaining at the time of withdrawal are due and payable immediately.   Students receiving Title IV funds (Pell grants and Stafford student loans) for the Practical Nursing program are subject to additional federal regulations regarding the use and return of these funds when a student withdraws.  These regulations are found in the Student Handbook and the specific Practical Nursing refund policy document. *A payment period consists of the full program hours for all programs except Practical Nursing where a payment period consists of either the first or second half of the program. #Additional refund policies for the Practical Nursing program are outlined within the program information for that class.